Section 1 – Application of this Act Section 2 – License required for Non-Bank Financial Services Section 3 – Qualification for a license Section 4 – Application procedures Section 5 – Licensing procedures Section 6 – Display of license Section 7 – Revocation, suspension, or restriction of license Section 8 – Notification of change in particulars Section 9 – Branches and Agencies Section 10 – Prohibited actions Section 11 – Minimum requirements Section 12 – Paid-up capital Section 13 – Liquid assets Section 14 – Single party exposure Section 15 – Related party transactions Section 16 – Requirements for lending to related parties Section 17 – Restrictions on lending to staff Section 18 – Dividends Section 19 – Ownership of shares in non-bank financial institution Section 20 – Mergers, amalgamations, sale of assets Section 21 – Directors Section 22 – Appointment of directors and employees Section 23 – Responsibilities of Directors Section 24 – Accounting records Section 25 – Internal audit Section 26 – Appointment of external auditor Section 27 – External auditor’s report Section 28 – Submission of audited financial statements Section 29 – Audited financial statements to be made public Section 30 – Non-compliant financial statements Section 31 – Supervision Section 32 – Returns Section 33 – Examination Section 34 – Power to intervene Section 35 – Remedial action Section 36 – Additional powers of intervention Section 37 – Power to investigate and make orders concerning exempted services Section 38 – Liquidation Section 39 – Voluntary winding-up Section 40 – Protection of officers Section 41 – Confidentiality Section 42 – Know your customer Section 43 – Offences Section 44 – Notices Section 45 – Regulations Section 46 – Interpretation Section 47 – Repeals, transitional and savings First Schedule Second Schedule Third Schedule Fourth Schedule